Table of Contents
Key Takeaways
- Rideshare accident victims must prioritize safety and medical attention after being involved in a Lyft crash in Santa Ana.
- Lyft accidents are legally different from other auto accidents because of possible third-party liability.
- California Lyft insurance rules vary depending on the driving period in which the accident occurred.
- Filing a claim is governed by standard statutes of limitations; however, determining who is financially responsible can be challenging.
- Hiring a Santa Ana Lyft accident lawyer helps maximize the compensation you may receive.
- The MKP Law Group, LLP offers Lyft accident victims free consultations and charges no fees unless the firm wins.
Santa Ana Auto Accidents Are on the Rise
Santa Ana is one of Orange County’s most densely populated cities. It also ranks third among California’s most populous cities in traffic collisions involving bicycles and fifth in collisions involving pedestrians. Among the most dangerous intersections are Civic Center Drive East and Main Street, and East First Street and Elk Lane. Congestion around downtown Santa Ana, Santa Ana College, and South Coast Metro increases the risk of accidents. Alcohol use and speeding are among the most significant risk factors in Santa Ana traffic.
There is confusion surrounding rideshare insurance and how to file claims. Because Lyft recognizes three operational periods, insurance rules depend on the period the Lyft driver was in when the accident occurred. Because of these idiosyncrasies, it is critical to discuss your case with a local attorney who can assist you in protecting your legal rights.
Contact MKP Law Group LLP for a free consultation—no fees unless we win your case.
What to Do Immediately After a Santa Ana Lyft Accident
Your safety is the top priority. Protecting your legal rights comes next.
- Get medical attention.
- Report the crash to the Santa Ana Police Department. If necessary, you may do so online afterward.
- Document the scene by taking photos of the location, the vehicle, and the driver’s app screenshot.
- Report the incident in the Lyft app or online.
- Contact a Santa Ana Lyft accident lawyer such as the MKP team.
Statistics show that the 3% decline in public transit ridership and the 8.9% increase in traffic congestion are tied to the growth of ride-sharing. These conditions increase the risk of accidents for drivers, passengers, pedestrians, and pedal cyclists.
Local Santa Ana Resources for Reporting and Medical Care after a Lyft Accident
Report the crash to the Santa Ana Police Department (or the Orange County Sheriff’s Department when a Department-issued vehicle is involved). Local emergency rooms include the OC Global Medical Center at 101 North Tustin Avenue and St. Joseph Hospital at 1100 West Stewart Drive in nearby Orange. Also remember to report the crash to the DMV within 10 days.
The Importance of Documenting Evidence in Rideshare Accidents
Documentation is a critical element of protecting your rights after a rideshare accident in Santa Ana. Multiple parties may be involved: the rideshare driver, the other driver, Lyft, you, and various insurance companies.
Document the following:
- The vehicle’s condition, your injuries, road conditions, and the surroundings
- App screenshots showing your ride details
- Driver information for both the Lyft driver and the other driver
- Witness statements and contact information
- The police report number, medical records, receipts for the Lyft ride, medical expenses, and emergency transportation
Knowing what to do before a rideshare accident occurs is essential. California statistics show that 71.4% of Californians list distracted driving as their top safety concern while in traffic. Understanding how to protect your legal rights before something happens is critical.
The Legal Landscape of Rideshare Accidents in California
Due to the increasing popularity of rideshares, laws now govern their operations. Lyft drivers are classified as independent contractors, not employees. This classification changes the relationship between you, the driver, and Lyft. While Lyft must verify a driver’s record and vehicle safety, the driver may nevertheless have personal liability.
Insurance coverage depends heavily on the Lyft app period:
Insurance Periods
- Period 0: The app is off, and the driver’s own insurance is in play.
- Period 1: The app is on, but there is no ride. There is limited Lyft coverage.
- Period 2: The app shows an accepted ride, and Lyft’s $1M liability policy kicks in.
- Period 3: The passenger is in the vehicle, and full Lyft coverage applies.
Determining Liability in a Lyft Accident
Who is at fault for the rideshare accident? Fault may lie with the Lyft driver, another driver, in rare cases Lyft, or even a vehicle manufacturer. Multi-party liability is common in rideshare collisions, making it essential to identify the app period at the time of the crash. Statistics show that rideshare drivers spend only 39% of their active time with passengers, which affects liability considerations.
Rideshare Accident Causes and Injuries
According to available statistics, Lyft has underreported its safety data. At one point, the company had a compliance rate of about 36%. Therefore, there is some guesswork about the most common causes of rideshare accidents. They may involve distracted driving, speeding, rideshare driver fatigue, GPS/app distractions, and dangerous merging on the I-5 or SR-55.
Injuries from Santa Ana Lyft accidents are similar to other vehicle crashes, including whiplash, back and spine injuries, concussions, broken bones, soft tissue injuries, and psychological trauma.
What are Average Lyft Accident Settlement Amounts?
Settlement values depend on the severity of injuries, fault determination, and the app period at the time of the crash. Because of tiered insurance coverage and multiple insurers, estimating settlement amounts is challenging. Conservative estimates range from $25,000 to $1 million, which aligns with Lyft’s liability coverage.
Types of Compensation for Lyft Accident Victims
The law allows compensation for economic losses such as medical bills, lost wages, loss of future earnings, property damage, and long-term care needs. Non-economic damages may include pain and suffering and emotional distress.
Why It Makes Sense to Hire a Santa Ana Lyft Accident Lawyer
Rideshare accidents have a complicated aftermath. Multiple insurers will point fingers and attempt to avoid responsibility for a settlement payout. Our team specializes in personal injury law, is familiar with the Santa Ana court system, and knows how to handle ride-share-related insurance tactics. We routinely handle complex rideshare insurance cases, enabling us to effectively assist you in protecting your legal rights. We offer free consultations and charge you no fees unless we win.
What should I do right after a Lyft accident in Santa Ana?
Seek medical attention. Remember that a surge of stress hormones temporarily blocks pain signals. It is better to have a doctor tell you that everything is okay than to hope for the best.
Who pays for a Lyft accident in California?
Lyft’s liability insurance comes into play when your rideshare driver is on duty. When this is not the case, the insurer of the driver or another involved driver may be responsible.
Does Lyft provide insurance coverage for passengers?
Lyft maintains a $1 million liability policy to cover accidents that occur when its drivers are on duty.
What if the Lyft driver was off the app when the accident happened?
In these cases, the driver’s personal insurer may have responsibility for any claims.
How long do I have to file a Lyft accident claim in Santa Ana?
You have two years from the accident date to file a personal injury lawsuit and three years to file a property damage claim in court. Filing a claim with Lyft right away is a good idea in case you need to fall back on a court action.
Can I sue Lyft after an accident?
Lyft typically has no liability if the app is off. However, there may be liability if the driver was waiting for a ride, en route to pick up a passenger, or had a passenger in the car.
What if another driver caused the Lyft accident?
The other motorist’s coverage may have primary responsibility, with Lyft’s limited liability coverage acting as a secondary coverage.
What types of compensation can I recover?
Typical compensation claims include economic and non-economic damages.
How much is a typical Lyft accident settlement in California?
Settlement amounts may go up to $1 million, depending on the case’s details.
Do I need a lawyer for a minor Lyft accident?
You have the legal right to represent yourself and negotiate with the insurance companies. That said, consulting with a Lyft accident lawyer can help you maximize your settlement amounts.
Sources:
https://www.santa-ana.org/vision-zero/#:~:text=The%20City%20of%20Santa%20Ana%20has%20seen:,5%20for%20pedestrians%20in%20injury/fatality%20traffic%20collisions
https://www.ots.ca.gov/rankings/santa-ana-2022/
https://www.santa-ana.org/e-police-reporting/
https://www.lyft.com/arow
https://www.mkplawgroup.com/legal-services/los-angeles-uber-lyft-accident-lawyer/ride-sharing-statistics/
https://ocsheriff.gov/sites/ocsd/files/2021-03/Policy%20502%20Traffic%20Collision%20Reporting.pdf
https://www.dmv.ca.gov/portal/dmv-virtual-office/accident-reporting/
https://www.ots.ca.gov/grants/distracted-driving/